Money Smart Fed

No, I am not a financial advisor. Just a math nerd and federal employee. Wanting to help other federal employees avoid the pitfalls that can hinder your retirement. Working on short and sweet articles so you don't spend your entire day reading.

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Monday, June 28, 2021

How My Money Mindset Changed

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  Throughout 2020 I have watched friends and family greatly affected financially. Some have lost jobs, while others have kept working but sa...
Monday, November 30, 2020

Should you have Two years of expenses saved?

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  If you have read my previous articles, you know I believe in the importance of having an emergency fund. If this year has taught us anythi...
2 comments:
Monday, October 26, 2020

Am I on Track to Retire?

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  Not sure how much you need to retire. Before you overwhelm yourself with numbers and general what “They” say, about ten times tour income,...
4 comments:
Monday, August 31, 2020

Pay IRS Penalty or Not for Roth overpayment

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  Well that time came again to file taxes. Since my taxes are fairly simple, I tend to file using one of the online tax fling services.   We...
Monday, June 29, 2020

Lessons Learned From the Coronavirus

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Back in March when the world heard about the Coronavirus or Covid-19 if you prefer and it was making its way through every country imagina...
Monday, November 25, 2019

TSP Limits Raised for 2020

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I am so excited that the federal government has decided to raise the limits on what you are allowed to contribute to your retirement acc...
Monday, October 28, 2019

Bi-weekly Mortgage Payments or Pay extra each month

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Bi-weekly mortgage payments seem to be all the rage, promising the hope of paying off your mortgage early. While it will do that, I was w...
15 comments:
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